PNB Adds 2 new FD tenures: Punjab National Bank has revised to the FD program for their users and increased to new features of FD in Punjab National Bank where citizens can earn up to 8.05% interest. If you are also looking for Fixed Deposit program in PNB in 2025, then you can read this article where we will share with you detailed information of the program including eligibility criteria, how to invest in PNB FD, annual interest rates for seniors and super seniors etc.
PNB 2 new FD features
Punjab National Bank have started 2 new tenures of FD program of 303 days and 506 days FD. Citizens will know able to Invest in the FD program with new tenures according to their needs. The interface for this new tenures are ranging from 7.05% to 7.55%. Most of the people who are looking to invest their payment to get extra return are using FD programs. it is at additional investment program which is still in demand and most of the seniors are using FD programs to save and increase their savings.
Apart from the saving account, beneficiaries are getting more interest in their FD account for up to 7% or more. However there are many investment programs available in the market but FD is one of the guaranteed return program which is offering 100% return period additional interest over the tenure. The program has been started from first January 2025. So individual who invest their payment after the first January 2025 will be able to opt for new tenures of 303 days and 506 days.
PNB 303 Days FD in 2025
Punjab National Bank 303 days FD program is prepared for all citizens in the country including individuals who are below 60, Seniors and super senior who have crossed the age of 80. It will allow individuals to invest their amount of Under 3 crore rupees for 303 days in the bank and after that bank will provide interest according to the amount and the category of the investor annually.
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Interest rates in PNB 303 FD program
The interest rates in Punjab National Bank on FD programs are calculated according to the guidelines of Central Government for small saving schemes in the country. Currently the bank is offering 7% interest to the younger applicants under the age of 60. Senior citizens who have crossed the age of 60 will get 7.5% interest over their investment and super seniors of more than 80 will get total 7.80% interest.
PNB 506 Days FD in 2025
The second newly launched program of FD is 506 Days FD in Punjab National Bank where All the Indian citizens invest their savings to get increased payment after the tenure. It is offering to invest less than 3 crore rupees in bank for maximum 506 days. After that bank will increase the payment with annual interest. The interest rates for normal citizens are 6.70% annually where seniors will get additional 7.20% interest over their investment. Apart from this super seniors of age more than 80 will get maximum benefit of the program with 7.5% interest annually.
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PNB FD program with high interest rates
The FD program in the bank is starting with 7 days investment and individuals can invest for a maximum duration of 10 years according to their need. As much you delay your withdrawal, the income will automatically increase and you will get higher benefits. Apart from above FD programs, Bank is offering a maximum interest of 8.05% to super seniors to invest their payment in 400 days FD scheme. Seniors are also getting return with 7.75% annual interest in this program. Normal applicants will get 7.25% interest in 400 days FD program in the bank. You can check the following table of the current interest rates in Punjab National Bank for FD programs in February 2025:
| Sl. No | Tenure | Normal Citizens | Seniors above 60 | Super Seniors above 80 |
| 1 | 7 to 14 Days | 3.50 | 4.00 | 4.30 |
| 2 | 15 to 29 Days | 3.50 | 4.00 | 4.30 |
| 3 | 30 to 45 Days | 3.50 | 4.00 | 4.30 |
| 4 | 46 to 60 Days | 4.50 | 5.00 | 5.30 |
| 5 | 61 to 90 Days | 4.50 | 5.00 | 5.30 |
| 6 | 91 to 179 Days | 5.50 | 6.00 | 6.30 |
| 7 | 180 to 270 Days | 6.25 | 6.75 | 7.05 |
| 8 | 271 Days to 299 Days | 6.50 | 7.00 | 7.30 |
| 9 | 300 Days | 7.05 | 7.55 | 7.85 |
| 10 | 301 Days to 302 Days | 6.50 | 7.00 | 7.30 |
| 11 | 303 Days** | 7.00 | 7.50 | 7.80 |
| 12 | 304 Days to < 1 Years | 6.50 | 7.00 | 7.30 |
| 13 | 1 Year | 6.80 | 7.30 | 7.60 |
| 14 | > 1 Year to 399 days | 6.80 | 7.30 | 7.60 |
| 15 | 400 Days | 7.25 | 7.75 | 8.05 |
| 16 | 401 Days-505 Days | 6.80 | 7.30 | 7.60 |
| 17 | 506 Days** | 6.70 | 7.20 | 7.50 |
| 18 | 507 Days to 2 year | 6.80 | 7.30 | 7.60 |
| 19 | > 2 years to 3 years | 7.00 | 7.50 | 7.80 |
| 20 | > 3 years to 1203 days | 6.50 | 7.00 | 7.30 |
| 21 | 1204 days** | 6.40 | 6.90 | 7.20 |
| 22 | 1205 days to 5 years | 6.50 | 7.00 | 7.30 |
| 23 | > 5 years to 1894 days | 6.50 | 7.30 | 7.30 |
| 24 | 1895 days** | 6.35 | 7.15 | 7.15 |
| 25 | 1896 days to 10 years | 6.50 | 7.30 | 7.30 |