Apply Online for PNB Education Loan 2025: Punjab National Bank is offering education loan programs to Indian students who want to pursue their education in India or abroad. The PNB special loan program is provided in partnership with platform. Students will get low interest rates loan from the bank while applying for the PNB Education Loan program. Application procedure has been started for PNB education loan program 2025 and students can submit the PNB Education Loan application Form 2025 through online mode before the deadline of 31 March. Check this article to know the detailed information of the program including PNB Education Loan eligibility criteria, application procedure, important dates, interest rates, tenure of the loan etc. It will help you to understand a comprehensive overview of the PNB Education Loan program.
Punjab National Bank is one of the biggest bank in the country which have millions of accounts. The company is offering multiple loan programs, but currently we are discussing the Punjab National Bank education loan which is provided for both domestic as well as International studies. Candidates Hua pursuing higher education in regular mode can apply for the PNB education loan program. Eligible candidates can apply in the special PNB education loan program before 31 March 2025 through online mode on the official website of the PNB portal. There are no limits of the applications, so as much candidates can apply for the Education Loan program and if they shortlisted, then authority will contact them to release the complete payment accordingly.
PNB Education Loan Interest Rates 2025
PNB Personal Loan Rate of Interest: Interest are very important to discuss as most of the companies are providing education loan but charging higher interest rates. As education loans provide relaxation to the applicant to pay the loan amount after completing the course, but you may need to pay higher interest according to the bank policy. But Punjab National Bank is providing PNB education loan which is starting from 8.5% annual interest rates.
However if you are applying education loan for international studies then bank will start your interest with a minimum 9.5% annually. But the maximum amount of the interest rates will not go more than 11.5% of the total amount. It is suggested to the applicant to check the PNB Education Loan Interest Rates 2025 while applying for the loan as it can be changed it anytime according to the bank policy.
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PNB Education Loan Eligibility 2025
- Only Indian students are eligibility apply for Punjab National education loan program.
- The minimum age of the student should be at least 21 years old if they apply for the education loan on their own behalf. However parents can also apply for education loan for their children accordingly.
- The student should complete 12th class from any recognize board in India to apply for the PNB loan.
- The loan will be provided to those students who are currently pursuing undergraduate program or post graduate program including degree, diploma and certificates
- If you are applying for the education loan from PNB for international Institute then it is important to have the admission letter from the college or university or should have your name in the merit list of the successful candidates to get admission in their UG or PG courses.
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PNB Education Loan documents required
Candidates are required to prepare soft copy of the following documents in PDF for JPG file with clear Image which will be uploaded in the application page:
- Aadhar Card of the student
- The admission letter of the college or University
- Fees structure of the college or course
- Bank statement of last 3 months of the student
- Latest passport size photograph
- Bank passbook of the applicant
- PAN card of the student
PNB Education Loan Apply Online 2025
The Punjab National Bank education loan program, so you are required to PNB Education Loan online apply on their portal by following this procedure for Education Loan Scheme Punjab National Bank:
- Visit to the official website of buddy4study.
- Now you’ll reach on the new page where you have to click on the Education Loan schemes apply now link
- It will ask you to create your registration on the page by using your mobile number and email id where you will receive OTP for verification and after that you have to create user id and password to login on the dashboard.
- Fill the PNB Education Loan application form and attach all the important documents
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After that you have to submit the loan application on the page, if you provide your all the correct information in the application then you will get call back from the company for further verification and after that, will release the Education loan amount in your bank account directly.