Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is an important health scheme for the poor people of India, which provides free health services to 40% of the poor population of the country. This scheme covers hospital treatment expenses for about 50 crore people. Launched in 2018, this scheme provides health coverage of up to Rs 5 lakh per family every year.
This article, we will provide in-depth information about the Ayushman Bharat PM-JAY scheme.
Ayushman Bharat Yojana
Ayushman Bharat Yojana is an important step towards improving healthcare services in India and providing financial security to the poor. Millions of people have benefited from healthcare services through this scheme, and it will reach even more people in the coming time. If you also want to avail the benefits of this scheme, then apply for your Ayushman card today.
Important information
| Feature | Details |
| Scheme Name | Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) |
| Launch Date | 23rd September 2018 |
| Health Coverage | ₹5 lakh per family per year |
| Number of Beneficiaries | 50 crore people (approximately 10.74 crore families) |
| Eligibility | Selected families based on SECC 2011 |
| Coverage Type | Cashless and paperless treatment |
| Available Services | Hospitalization, pre- and post-medical expenses, financial assistance for complications |
| Official Portal | pmjay.gov.in, beneficiary.nha.gov.in |
Latest Updates
Uttar Pradesh has issued more than 5 crore Ayushman cards under the Ayushman Bharat scheme, the highest in India. This move has led to an increase in the number of patients hospitalized daily under the scheme from 2,000 to 8,000.
In the interim budget 2024, Finance Minister Nirmala Sitharaman has allocated ₹7,500 crore for the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY).
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Ayushman Bharat Yojana in Odisha
Now look, the Odisha government has finally realized that it is wise to join the country’s largest health scheme. Recently, a Memorandum of Understanding (MoU) has been signed with the National Health Authority (NHA) to implement Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) in the state. And yes, this scheme will be run in conjunction with Odisha’s own Gopabandhu Jan Arogya Yojana (GJAY) so that the public gets “double health benefit”.
Now under this “revolutionary” initiative, every family will get health coverage of up to ₹5 lakh annually. The special thing is that an additional ₹5 lakh facility will be given for women. Well, finally some extra thought has been given for women. Around 10.3 million families will benefit from this scheme, out of which 6.78 million families will get assistance from the central government.
Odisha become the 34th state to join Ayushman Bharat scheme
With this initiative, Odisha has now become the 34th state in India to join this health insurance scheme. Only West Bengal and Delhi are left now. The government is also in talks with these states so that the entire country can come under the purview of this scheme. After all, the ‘good day’ in healthcare should come for everyone, right?
Chief Minister Mohan Charan Majhi also proudly informed that now people of the state will be able to get cashless and quality treatment in more than 29,000 government and private hospitals. Earlier, people could get treatment in only 900 hospitals, but now there is a flood of facilities.
Download Ayushman Card
If you have already applied for an Ayushman card and want to download it, follow the steps below:
- Log in as a beneficiary on the Ayushman app or the National Health Authority’s PMJAY – Beneficiary Portal (beneficiary.nha.gov.in).
- After login, a search page will open where you can search for beneficiaries.
- Search through state, scheme name (PMJAY), PMJAY ID, family ID, location, or your Aadhaar number.
- Enter the Aadhaar number and click on the search button.
- The list of Ayushman cards linked to your Aadhaar will appear.
- For beneficiaries whose KYC is complete or whose card is ready, click on the download option next to their name.
- Verify your identity to download the card. Select authentication through Aadhaar and verify using OTP.
- After verification, the download page will open. Finally, click on ‘Download’ and get your card in PDF format.
Registration Process for new Ayushman card registration
If you want to apply for Ayushman card, it is important that your name is in the Ayushman card list. The detailed process of registration is given below:
- Visit the official website beneficiary.nha.gov.in.
- Login through mobile number and OTP.
- Search through state, district, scheme name (PMJAY), PMJAY ID, family ID, or Aadhaar number.
- Your information will be displayed and you can see whether your Ayushman card has been generated or not.
- Click on the ‘Action’ button to apply for the card.
- On the new page, complete KYC through Aadhaar OTP and upload a recent photo.
- Enter additional information like mobile number, religion, date of birth, pin code, district, and village.
- After filling the details, click on the ‘Submit’ button. After applying successfully, your card will be approved soon and you can download it.
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Eligibility Criteria
The eligibility under Ayushman Bharat Yojana is as follows:
Rural Beneficiaries
- One room house with mud walls and roof.
- No adult male member in the age group of 16-59.
- Families with disabled members with no able-bodied adults.
- SC/ST families.
- Landless families who depend on manual labour.
Urban Beneficiaries
- Gastrophagy pickers, beggars, domestic helpers.
- Street vendors, cobblers, labourers.
- Construction workers (mistri, plumber, painter).
- Sweepers, gardeners, tailors, domestic workers.
- Transport workers (drivers, conductors, rickshaw pullers).
- Shopkeepers, helpers, waiters, electricians, mechanics, watchmen.
Required Documents
Aadhar Card is the main document to apply for this scheme. Apart from this, other documents may also be required in some states, such as:
| Family ID | Ration card |
| Income certificate | Residence certificate |